Privacy Policy
Effective date: November 27, 2023
www.Lendingb2b.com (the "Site") is owned and operated by LendingB2B LLC and can be contacted at:
info @ lendingb2b.com
(302)-396-62258 The Green STE A Dover, DE 19901
This Privacy Policy explains how LendingB2B LLC ("Company," "we," "us," or "our") collects, uses, and discloses personal information about California consumers. This Privacy Policy is intended to comply with the California Consumer Privacy Act of 2018 ("CCPA") and the California Privacy Rights Act of 2020 ("CPRA"). It also applies to all 50 States.
Purpose
The purpose of this privacy policy (this "Privacy Policy") is to inform California reidents and all users of our Site of the following:
1. The personal data we will collect;
2. Use of collected data;
3. Who has access to the data collected;
4. The rights of Site users; and
5. The Site's cookie policy.
This Privacy Policy applies in addition to the terms and conditions of our Site.
Consent
By using our Site users agree that they consent to:
1. The conditions set out in this Privacy Policy; and
2. The collection, use, and retention of the data listed in this Privacy Policy.
Personal Data We Collect
We only collect data that helps us achieve the purpose set out in this Privacy Policy. We will not collect any additional data beyond the data listed below without notifying you first.
We may also collect the following data when you perform certain functions on our Site:
1. First and last name;
2. Email address;
3. Phone number;
4. Address;
5. Autofill data; and
6. Financial product preferences.
This data may be collected using the following methods:
1. Online form submission.
How We Use Personal Data
Data collected on our Site will only be used for the purposes specified in this Privacy Policy or indicated on the relevant pages of our Site. We will not use your data beyond what we disclose in this Privacy Policy.
The data we collect when the user performs certain functions may be used for the following purposes:
1. To collaborate with prospective clients and shop financial products on behalf of the client.
We also use personal information for the following purposes:
To provide our services: To operate our website, fulfill orders, and provide other services.
To improve our services: To understand how our services are used and make improvements.
To personalize your experience: To provide you with personalized content and recommendations.
For marketing and advertising: To send you marketing communications and display targeted ads.
For legal and compliance purposes: To comply with laws and regulations.
Who We Share Personal Data With
Employees
We may disclose user data to any member of our organization who reasonably needs access to user data to achieve the purposes set out in this Privacy Policy.
Other Disclosures
We will not sell or share your data with other third parties, except in the following cases:
1. If the law requires it;
2. If it is required for any legal proceeding;
3. To prove or protect our legal rights; and
4. To buyers or potential buyers of this company in the event that we seek to sell the company.
If you follow hyperlinks from our Site to another Site, please note that we are not responsible for and have no control over their privacy policies and practices.
How Long We Store Personal Data
User data will be stored until the purpose the data was collected for has been achieved.
You will be notified if your data is kept for longer than this period.
How We Protect Your Personal Data
In order to protect your security, we use the strongest available browser encryption and store all of our data on servers in secure facilities. All data is only accessible to our employees. Our employees are bound by strict confidentiality agreements and a breach of this agreement would result in the employee's termination.
While we take all reasonable precautions to ensure that user data is secure and that users are protected, there always remains the risk of harm. The Internet as a whole can be insecure at times and therefore we are unable to guarantee the security of user data beyond what is reasonably practical.
Children
We do not knowingly collect or use personal data from children under 13 years of age. If we learn that we have collected personal data from a child under 13 years of age, the personal data will be deleted as soon as possible. If a child under 13 years of age has provided us with personal data their parent or guardian may contact our privacy officer.
How to Access, Modify, Delete, or Challenge the Data Collected
If you would like to know if we have collected your personal data, how we have used your personal data, if we have disclosed your personal data and to whom we disclosed your personal data, or if you would like your data to be deleted or modified in any way, please contact our privacy officer here:
Attn Compliance Officer
info @lendingb2b.com
(302) 396-6225
8 The Green STE A Dover, DE 19901
Do Not Track Notice
Do Not Track ("DNT") is a privacy preference that you can set in certain web browsers. We do not track the users of our Site over time and across third-party websites and therefore do not respond to browser-initiated DNT signals.
How to Opt-Out of Data Collection, Use, or Disclosure
In addition to the method(s) described in the How to Access, Modify, Delete, or Challenge the Data Collected section, we provide the following specific opt-out methods for the forms of collection, use, or disclosure of your personal data specified below:
1. You can opt-out of the use of your personal data for marketing emails. You can opt-out by clicking "unsubscribe" at the bottom of any marketing email or updating your email preferences under "Your Account"
Your Rights
California consumers have the following rights regarding their personal information:
The right to know: You have the right to know what personal information we collect about you, how we use it, and who we disclose it to.
The right to access: You have the right to access your personal information that we have collected about you.
The right to delete: You have the right to request that we delete your personal information.
The right to opt out of sale or sharing: You have the right to opt out of the sale or sharing of your personal information.
The right to non-discrimination: You have the right not to be discriminated against for exercising your CCPA rights.
Cookie Policy
A cookie is a small file, stored on a user's hard drive by a website. Its purpose is to collect data relating to the user's browsing habits. You can choose to be notified each time a cookie is transmitted. You can also choose to disable cookies entirely in your internet browser, but this may decrease the quality of your user experience.
We do not use cookies on our Site.
Modifications
This Privacy Policy may be amended from time to time in order to maintain compliance with the law and to reflect any changes to our data collection process. When we amend this Privacy Policy we will update the "Effective Date" at the top of this Privacy Policy. We recommend that our users periodically review our Privacy Policy to ensure that they are notified of any updates. If necessary, we may notify users by email of changes to this Privacy Policy.
Contact Information
If you have any questions, concerns, or complaints, you can contact our privacy officer, David at Compliance,
at:
info @lendingb2b.com
(302) 396-6225
8 The Green STE A Dover, DE 19901